EBICS 3.0 BankConnect

by moori

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This plugin offers seamless and independent integration with your bank's EBICS interface. Automatic reconciliation of SEPA direct debits and prepayments.

Annually €13.50* /month €180.00 * €162.00* /year 10% discount In comparison to the regular monthly price

Monthly €15.00* /month Cancelable monthly

Compatible with:

6.7.0.0 - 6.7.4.2

Includes:

Free trial month

The subscription starts with a free trial month during which it can be canceled at any time.

All updates

During the subscription all released updates are included for free

Support from the Extension Partner

In case you have any questions or problems with your extension you can always ask the Extension Partner for help during the subscription.

Description

Highlights

Multi-Bank Support: Manage multiple banks/accounts and assign them explicitly to payment methods or sales channels.
Automatic Prepayment Matching: Imports camt.054/053, matches by reference, amount & IBAN – including duplicate and tolerance checks.
Automated Invoice Matching: Detects incoming invoice payments, updates payment status, and optionally triggers order release.
GDPR-Compliant SEPA Mandates: Digital mandate management with text, timestamp, validity (36-month rule), and full revision history.
Automated SEPA Direct Debits: Generates pain.008 (FRST/RCUR/OOFF), uses your official Creditor Identifier, and submits via EBICS (CDD).

Features

Chargeback Detection: Identifies return transactions (camt.054 “R-Transactions”), invalidates the mandate, and disables the payment method according to rules.
Automated Refunds: Creates SEPA credit transfers (CCT/pain.001) when amounts or matches are incorrect – fully rule-based.
Security Controls: Maximum debit amount per CORE/B2B mandate, delay windows for critical transactions, and shop-owner confirmation for high-risk actions (supports VEU).

About the Extension

Important note: You need the Foundation Plugin, which is available free of charge: https://store.shopware.com/de/moorl50852475974f/foundation-bitte-hinweise-im-faq-beachten.html

Shopware EBICS Connector – Bank Integration for Automated Payment Matching & SEPA

The Shopware EBICS Connector connects your shop directly to your bank accounts (EBICS 3.0 / H006 compliant).

It synchronizes incoming payments, processes SEPA direct debits, detects chargebacks, and automatically updates order and transaction states.

Perfect for shops using prepayment, invoice, or direct debit – GDPR-compliant, secure, and highly flexible.

How It Works

Connect Banks: Enter host ID, bank URL, customer/participant ID (partner/user), EBICS version, and optional creditor ID per account.
Assign: Link accounts to payment methods (e.g., prepayment, invoice, SEPA) and/or sales channels.
Pull (Incoming): The connector retrieves camt.054/053, unpacks (ZIP/GZ), analyzes bookings, and writes them to the internal transaction table.
Match: Intelligent matching links payments with orders (end-to-end ID, reference text, amount/IBAN). Successful matches → “paid” state.
Push (Outgoing): Generates & transmits SEPA direct debits (pain.008) and refunds (pain.001) via EBICS (CDD/CCT).
Monitoring: Detects chargebacks (camt.054), invalidates mandates, and triggers workflows (notifications, blocking logic).

Detailed Features

Multiple Banks & Assignments

Unlimited bank accounts
Explicit assignment to payment methods (Prepayment, Invoice, SEPA)
Optional linking to sales channels (e.g., separate B2B/B2C accounts)

Automatic Matching

Prepayment: Matching by reference (order/transaction ID), amount, and IBAN with tolerance checks and typo correction heuristics.
Invoice: Open receivables are continuously monitored and marked paid once a matching payment is received.

SEPA Direct Debit & Mandates

GDPR-compliant mandate entity (reference, text, signature timestamp, validity, status, history)
CORE & B2B: separate limits, lead times (FRST/RCUR), and pre-notification support
Automatic pain.008 generation (FRST/RCUR/OOFF) and submission via EBICS (CDD)

Chargebacks & Refunds

Detection of returned direct debits (camt.054, reason codes such as MD07/AC04)
Automatic mandate invalidation for relevant reasons or repeated returns
Rule-based refund transfers (CCT) for mismatched or unassignable payments

Security & Compliance

Limits & Approvals: Maximum transaction amounts per CORE/B2B, delay windows for critical debits, optional dual control (VEU-ready)
GDPR: Encrypted storage of sensitive data (keyring/IBAN/mandates), retention policies, and secure deletion
EBICS Onboarding: Guided INI/HIA/HPB process including automatically generated bank letter (PDF)
Auditing: Full change history, event logs, and audit trail

Benefits for Your Team

Less manual work – payment states update automatically
Faster order fulfillment thanks to instant payment confirmation
Lower risk with direct debit thanks to limits, blocking logic & B2B support
Transparent processes for accounting and support teams

Requirements

Shopware 6
EBICS access provided by your bank (host ID, URL, customer/participant ID)
(optional) Creditor Identifier (for SEPA direct debit; issued by the national central bank)

Quick Setup

Configure bank access data in plugin settings
Initial run: INI → Bank letter → HIA → HPB (guided process)
Assign accounts to payment methods/sales channels
Enable automation: schedule Pull/Match/Push via cron

Why This Plugin?

End-to-end automation – from bank statement file to paid order status
Robust architecture – separate pipelines for ingestion (pull/upsert) and processing (match/push)
Secure & legally compliant – mandates, limits, approvals, logging

Note: The availability of individual EBICS order types depends on your bank and EBICS contract.

Important note: You need the Foundation Plugin, which is available free of charge: https://store.shopware.com/de/moorl50852475974f/foundation-bitte-hinweise-im-faq-beachten.html

Shopware EBICS Connector – Bank Integration for Automated Payment Matching & SEPA

The Shopware EBICS Connector connects your shop directly to your bank accounts (EBICS 3.0 / H006 compliant).

It synchronizes incoming payments, processes SEPA direct debits, detects chargebacks, and automatically updates order and transaction states.

Perfect for shops using prepayment, invoice, or direct debit – GDPR-compliant, secure, and highly flexible.

How It Works

Connect Banks: Enter host ID, bank URL, customer/participant ID (partner/user), EBICS version, and optional creditor ID per account.
Assign: Link accounts to payment methods (e.g., prepayment, invoice, SEPA) and/or sales channels.
Pull (Incoming): The connector retrieves camt.054/053, unpacks (ZIP/GZ), analyzes bookings, and writes them to the internal transaction table.
Match: Intelligent matching links payments with orders (end-to-end ID, reference text, amount/IBAN). Successful matches → “paid” state.
Push (Outgoing): Generates & transmits SEPA direct debits (pain.008) and refunds (pain.001) via EBICS (CDD/CCT).
Monitoring: Detects chargebacks (camt.054), invalidates mandates, and triggers workflows (notifications, blocking logic).

Detailed Features

Multiple Banks & Assignments

Unlimited bank accounts
Explicit assignment to payment methods (Prepayment, Invoice, SEPA)
Optional linking to sales channels (e.g., separate B2B/B2C accounts)

Automatic Matching

Prepayment: Matching by reference (order/transaction ID), amount, and IBAN with tolerance checks and typo correction heuristics.
Invoice: Open receivables are continuously monitored and marked paid once a matching payment is received.

SEPA Direct Debit & Mandates

GDPR-compliant mandate entity (reference, text, signature timestamp, validity, status, history)
CORE & B2B: separate limits, lead times (FRST/RCUR), and pre-notification support
Automatic pain.008 generation (FRST/RCUR/OOFF) and submission via EBICS (CDD)

Chargebacks & Refunds

Detection of returned direct debits (camt.054, reason codes such as MD07/AC04)
Automatic mandate invalidation for relevant reasons or repeated returns
Rule-based refund transfers (CCT) for mismatched or unassignable payments

Security & Compliance

Limits & Approvals: Maximum transaction amounts per CORE/B2B, delay windows for critical debits, optional dual control (VEU-ready)
GDPR: Encrypted storage of sensitive data (keyring/IBAN/mandates), retention policies, and secure deletion
EBICS Onboarding: Guided INI/HIA/HPB process including automatically generated bank letter (PDF)
Auditing: Full change history, event logs, and audit trail

Benefits for Your Team

Less manual work – payment states update automatically
Faster order fulfillment thanks to instant payment confirmation
Lower risk with direct debit thanks to limits, blocking logic & B2B support
Transparent processes for accounting and support teams

Requirements

Shopware 6
EBICS access provided by your bank (host ID, URL, customer/participant ID)
(optional) Creditor Identifier (for SEPA direct debit; issued by the national central bank)

Quick Setup

Configure bank access data in plugin settings
Initial run: INI → Bank letter → HIA → HPB (guided process)
Assign accounts to payment methods/sales channels
Enable automation: schedule Pull/Match/Push via cron

Why This Plugin?

End-to-end automation – from bank statement file to paid order status
Robust architecture – separate pipelines for ingestion (pull/upsert) and processing (match/push)
Secure & legally compliant – mandates, limits, approvals, logging

Note: The availability of individual EBICS order types depends on your bank and EBICS contract.

Details

Available: English, German
Latest update: 14 November 2025
Publication date: 4 November 2025
Version: 0.7.34
Category: Payment provider

Resources

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About the Extension Partner

moori

See all extensions

Partner Status

Shopware
Extension Partner

Details

Ø-Rating: 4.6

Average rating of 4.6 out of 5 stars
Partner since: 2019
Extensions: 51

Support

Based in: Germany
Speaks: German, English
Response time: Very quickly

0.7.34 23 October 2025

Patch: Replaced internal createDefaultContext methods

0.7.33 23 October 2025

Patch: Removed unused code

0.7.32 29 September 2025

Applied ebics-php library to extension
Applied ebics-php library to extension

0.7.31 26 September 2025

Applied features for EBICS BankConnect plugin
Release candidate for Shopware 6.7
Release candidate for Shopware 6.7
Release candidate for Shopware 6.7

0.7.29 26 September 2025

Initial release canditate for Shopware 6.7