Schufa Credit Check

by PremSoft

The SCHUFA credit check helps online merchants reduce payment risk by enabling or blocking payment methods in real time based on customers’ creditworthiness.

Expected release: April 2026

Compatible with:

Self-hosted

Includes:

Free trial month

The subscription starts with a free trial month during which it can be canceled at any time.

All updates

During the subscription all released updates are included for free

Support from the Extension Partner

In case you have any questions or problems with your extension you can always ask the Extension Partner for help during the subscription.

Description

About the Extension

The SCHUFA credit check provides online merchants with a reliable basis for managing financial risks in e-commerce. By checking customer creditworthiness in real time, payment defaults can be significantly reduced and fraud risks minimized.

Merchants can automatically enable or restrict payment methods such as invoice purchase, installment payments, or direct debit based on each customer’s credit profile. This ensures that higher-risk payment options are only offered to customers with sufficient creditworthiness.

At the same time, customers with good credit benefit from a smoother shopping experience and access to more flexible payment methods. Seamlessly integrated into the checkout process, the SCHUFA credit check enables transparent decisions, protects revenue, and helps merchants maintain healthy liquidity and sustainable growth.