payever Checkout - Composable Payment Gateway. For Free..

payever Checkout - Composable Payment Gateway. For Free.

With payever Checkout you can offer your customers a variety of payment methods - from Buy Now Pay Later, Installments & Financing to Credit Card payments, PayPal, local payment methods and real time bank transfers based on Open Banking technologies - all with just one plugin. You can also benefit from an exclusive selection of payment options developed with our close partners Santander, Openbank and Ivy.

Our Payment Methods

Buy Now Pay Later:

Together with our partners Santander, Openbank and Swedbank we offer exclusive Buy Now Pay Later options. You have the choice between invoice, installments and installment loans.

Santander BNPL:

• Payment period: 30 days
• Special Feature: No loan agreement or identity check necessary.
• Availability: Germany, Norway
• Transaction fees: Please contact support@payever.de to receive an individual offer.

Santander BNPL / Installments:

• Payment period: 3 - 36 Month (customer interest rate between 0% - 7,9%)
• Special Feature: No loan agreement or identity check necessary.
• Availability: German
• Transaction fees: Please contact support@payever.de to receive an individual offer.

Santander Financing / Installments:

• Payment period: 6 - 72 Month (0% financing possible)
• Special Feature: The process is completely digital with video legitimation and electronic signing.
• Availability: Germany, Austria, Netherlands, Belgium, Sweden, Denmark, Norway, Finland, Great Britain
• Transaction fees: Please contact support@payever.de to receive an individual offer.

Zinia Buy Now Pay Later - Invoice:

• Availability: Germany, Netherlands
• Special Feature: No loan agreement or identity check necessary.
• Transaction fees: Please contact support@payever.de to receive an individual offer.

Swedbank Pay Invoice:

• Availability: Sweden, Denmark, Norway
• Special Feature: No loan agreement or identity check necessary.
• Transaction fees: Please contact support@payever.de to receive an individual offer.

Open Banking:

Open Banking enables your customers to transfer the purchase amount in real time via online banking access during the checkout process. You will immediately receive the transaction confirmation and can start the delivery process. As a green payment method, Ivy combines the topics payment with sustainability and structurally reduces transaction fees through open banking. Ivy uses these cost savings to offer merchants the lowest transactions fees on the market and to support climate protection projects with every transaction. Instant Payments is an offer by Santander, which can be used by all customers from all banks with online banking access. Sofortüberweisung rounds off the Open Banking payment options available in the payever Checkout.

Ivy:

• Special Feature: Ivy supports climate protection projects with every purchase without any additional costs for you or your customer.
• Availability: Germany, Finland, France, Italy, Estonia, Lithuania, Netherlands, Portugal, Austria, Spain, Great Britain, Belgium, Hungary, Ireland, Latvia, Poland, Australia
• Transaction fees: Please contact support@payever.de to receive an individual offer.

Santander Instant Payments:

• Special Feature: Beneficial terms and conditions in combination with other Santander payment methods.
• Availability: Germany, Austria, Switzerland
• Transactions fees: Please contact support@payever.de to receive an individual offer.

Sofort (Klarna):

The modern version of prepayment. The customer transfers the purchase amount via online banking, you immediately receive a transactions confirmation and can start the shipping process.

• Availability: Germany, Austria, Netherlands, Belgium, Spain, Italy, Switzerland, Poland, Great Britain
• Special Feature: Partner Conditions of 0,8% + 0,25€ fix

Credit Cards:

Stripe:

Via Stripe you can accept all common credit cards: Visa, Master, American Express, JCB and Diners.

• Availability: Worldwide
• Special Feature: Smooth onboarding for credit card acceptance with Stripe.
• Transaction Fees: 1.4% + € 0.25  on cards issued in Europe, 2.9% + € 0.25 on cards issued outside Europe.

Swedbank Pay:

Via Swedbank Pay you can accept all common credit cards: Visa, Master, American Express, JCB and Diners.

• Availability: Worldwide
• Special Feature: Smooth onboarding for credit card acceptance with Swedbank Pay.
• Transaction Fees: Please contact support@payever.de to receive an individual offer.

Wallets and Local Payment Methods:

Offer your customers the most common wallet solutions as well as local payment options in each of the markets. 

Apple Pay:

Apple Pay replaces debit cards and cash with a simpler, safer, and more private payment method, wether in store on a website or in an app.

• Availability: Worldwide
• Transaction Fees: 1.4% + € 0.25  on cards issued in Europe, 2.9% + € 0.25 on cards issued outside Europe.

Google Pay:

The simple way to pay in store, in apps or in online shops. Your customers can also collect bonuses and store their favourite cards - all at one place.

• Availability: Worldwide
• Transaction Fees: 1.4% + € 0.25  on cards issued in Europe, 2.9% + € 0.25 on cards issued outside Europe.

PayPal:

This  payment provider is  popular worldwide and offers you and your customers extra protection in case of lost parcels and attempts of fraud.

• Availability: Worldwide
• Special Feature: Smooth onboarding by simply connecting your existing PayPal account.
• Transaction fees: Between 1.49% to 2.49% (depending on the total monthly volume) + € 0.35 fixed fee.

Other:

Prepayment:

The customer transfers the money in advance and you ship the goods as soon as the money has arrived. 

• Availability: Worldwide
• Special Feature: Fast onboarding and instant availability with just a few clicks.
• Transaction fees: None - Wire transfer is free of charge!

Direct Debit (SEPA):

Direct Debit is still a very common payment method: During the checkout process your customers just give permission to debit the amount from their bank account.

• Availability: 36 countries within the Single Euro Payment Area (SEPA)
• Special Feature: Smooth onboarding for credit card acceptance with Stripe.
• Transactions fees: 0,35€ fix

How to get in touch with us:

To receive further information or an offer for one of our payment methods, please contact us at any time by email: support@payever.de. We look forward to hearing from you!