SCHUFA Credit Report

by PremSoft

The SCHUFA Credit Report detection helps online merchants reduce payment risk by enabling or blocking payment methods in real time based on customers’ creditworthiness.

Expected release: April 2026

Compatible with:

Self-hosted

Includes:

Free trial month

The subscription starts with a free trial month during which it can be canceled at any time.

All updates

During the subscription all released updates are included for free

Support from the Extension Partner

In case you have any questions or problems with your extension you can always ask the Extension Partner for help during the subscription.

Description

About the Extension

The SCHUFA Credit Report provides online merchants with a reliable basis for managing financial risks in e-commerce. By checking customer creditworthiness in real time, payment defaults can be significantly reduced and fraud risks minimized.

At checkout, merchants have the option of approving “purchase on account” or “SEPA direct debit” based on the individual credit rating of their customers, or of switching to other payment methods.

All customers with sufficient creditworthiness can therefore benefit from convenient purchase on account or direct debit and enjoy a positive shopping experience. The SCHUFA Credit Report is seamlessly integrated into the checkout process, ensures transparent decisions, and helps merchants secure sales potential and improve liquidity in the long term.